Certified Anti-Money Laundering Specialist
Exam Code: CAMS
The Certified Anti-Money Laundering Specialist (CAMS) certification validates your ability to detect, prevent, and report money laundering and financial crime, including AML compliance programs, customer due diligence, sanctions, transaction monitoring, investigations, and regulatory requirements.
- Exam Breakdown
- Domain Breakdown
- Access Breakdown
Exam Format
- Exam Code:CAMS
- Certification Level:Specialist (AML)
- Exam Duration: ~4 hours (computer-based)
- Passing Score: Typically ~75% or higher (scaled per ACAMS standards)
- Unscored Content: ACAMS may include operational questions for research (not publicly detailed).
- Delivery: Computer-based at Pearson VUE test centres or online proctored where available.
Exam Details
- Question Types: Multiple-choice questions (120 total)
- Number of Questions: 120 scored questions
- Hands-On Questions: None; focus is on practical AML knowledge and situational judgment.
Exam Policies
- Offline Proctoring: Schedule/cancel per Pearson VUE regional policy.
- Online Proctoring: Must follow ACAMS/Pearson VUE rules for remote exams.
- Waiting Period:
- 30 days after first failed attempt
- 60 days after second failed attempt
- 90 days after third and subsequent attempts
- Retake Fee: Varies by member/public-sector status (approximately US$1,195–$1,395 for exam; retake may require purchase of a new authorization-to-test).
Certification Validity and Renewal
- Validity: 3 years (provided ACAMS membership remains active)
- Renewal Options: Recertify by earning Continuing Professional Education (CPE) credits and paying renewal fee through ACAMS.
Exam Fee
- Member Exam Fee: ~US$1,195 USD
- Non-Member Exam Fee: ~US$1,395 USD
Prerequisites
There are no strict academic prerequisites, but you must:- Meet ACAMS eligibility requirements (typically minimum 40 qualifying credits from education, professional experience, or AML training)
- Have professional exposure to AML, compliance, financial crime, or related functions.
Exam Topics
The CAMS exam covers core AML/CFT and financial crime compliance domains, including (but not limited to):- Risks and Methods of Money Laundering & Terrorist Financing
- Global AML/CFT Standards, Frameworks & Regulations
- Anti-Money Laundering, CFT & Sanctions Compliance Programs
- Investigations & Information Sharing; Emerging AML Trends
Intended Audience
The CAMS certification is ideal for professionals such as:- AML Compliance Officer
- Financial Crime Analyst
- KYC / Transaction Monitoring Specialist
- Risk and Regulatory Compliance Professional
- Law Enforcement and AML Advisory Roles
Career Impact
Jobs You Can Get:- AML Analyst, Compliance Officer, KYC Analyst, Financial Crime Consultant, Regulatory Specialist
- Varies by region — US, India, Europe, Middle East etc.; typically reflective of financial compliance roles (industry-dependent).
- Globally recognized gold-standard AML credential that enhances credibility, career mobility, and professional expertise in anti-money laundering and compliance.
Exam Mode
The CAMS exam is proctored and can be taken:- In-person at Pearson VUE test centres
- Online proctored through ACAMS/Pearson VUE where available
Exam Booking Link
- Book your CAMS Exam via the official ACAMS portal — https://www.acams.org/en/certifications/cams-certification
Once you pass the exam:
- Your CAMS credential will be issued by ACAMS (access in your ACAMS account)
- Certificate availability typically shortly after results release
Offers
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Top Reasons to Choose
Certified Anti-Money Laundering Specialist
Global Standard for Financial Crime and AML Expertise
The Certified Anti-Money Laundering Specialist (CAMS) certification is recognized globally as a leading credential in anti-money laundering (AML), financial crime prevention, and compliance. It validates expertise in identifying, preventing, and reporting money laundering and terrorist financing activities across financial institutions and regulated industries.
Strong Focus on Regulatory Compliance and Risk Management
The certification emphasizes real-world AML frameworks, global regulatory standards, customer due diligence (CDD), transaction monitoring, sanctions compliance, and financial crime investigation. It equips professionals with the knowledge required to manage compliance risks and support regulatory requirements.
Career Growth and Global Recognition
Offered by the Association of Certified Anti-Money Laundering Specialists (ACAMS), CAMS is widely valued by banks, financial institutions, fintech companies, and regulatory organizations worldwide. It enhances professional credibility and supports career advancement in compliance, risk management, fraud prevention, and financial crime investigation roles.
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Excellent support for CAMS preparation. Everything was clear, professional, and well managed from start to finish.
Very cooperative and supportive team. They helped me understand the exam process and kept me motivated.
I had a very good experience preparing for the CAMS exam. The support team was always available and guided me throughout the process.
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FAQ
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Who should take the Certified Anti-Money Laundering Specialist (CAMS) exam?
The CAMS certification is designed for professionals working in anti-money laundering, compliance, risk management, and financial crime prevention. This includes AML analysts, compliance officers, auditors, regulators, legal professionals, and financial services professionals responsible for monitoring and preventing financial crimes. Candidates typically have relevant work experience in financial services, compliance, or risk-related roles.
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How difficult is the CAMS exam?
The CAMS exam is considered moderately challenging and requires a strong understanding of AML regulations, financial crime risks, and compliance practices. It covers money laundering methods, international regulatory frameworks, customer due diligence, transaction monitoring, and investigation processes. Candidates with AML or compliance experience generally find the exam manageable with proper preparation.
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Why does ACAMS offer the CAMS certification?
ACAMS offers the CAMS certification to establish a global standard for AML knowledge and professional competence. The certification helps organizations identify professionals who can detect, prevent, and report money laundering activities while ensuring compliance with international regulations and best practices.
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What tools and resources can be used to prepare for the CAMS exam?
Candidates can prepare for the CAMS exam using official ACAMS learning resources, including: • ACAMS official study guide and learning system • ACAMS training programs and virtual classrooms • AML regulatory guidance and case studies • Practice questions and exam preparation materials from ACAMS • Real-world experience in AML compliance and financial crime investigation Using official ACAMS learning materials is strongly recommended.
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Is the Certified Anti-Money Laundering Specialist (CAMS) certification still valuable in 2026?
Yes, the CAMS certification remains highly valuable in 2026. As global financial regulations and compliance requirements continue to expand, organizations require skilled AML professionals to manage financial crime risks and ensure regulatory compliance. The certification supports career opportunities in banking, fintech, consulting, and regulatory compliance sectors.
